First National Bank

Main Office
206 South First St.
Pulaski, TN 38478
Tel: 866-363-2585
Fax: 931-363-7574

Consumer Loans

Always First For You...When You Need Money

Borrowing money can make life easier and more enjoyable when you need extra cash to handle emergencies, make large purchases or meet expenses. At First National Bank, we'll work closely with you to set up the loan that matches your specific need. Our consumer loan officers will work with you one-on-one to suggest a loan or line of credit with repayment options that won't strain your monthly budget...at a very attractive interest rate. And for extra convenience, we can deduct your monthly payment directly from your First National checking or savings account. Contact any First National Bank office today...and let's explore a lending option that best suits your unique needs.

A Variety Of Loans For Life's Many Opportunities...and Obligations

Whether you're interested in a loan or line of credit, First National has an assortment of installment loans, Home Equity loans or a personal line of credit that make borrowing the money you need fast, simple and affordable.

  • You Need A LOAN If - you are borrowing a predetermined amount of money for one particular need and prefer the predictability of fixed monthly payments.
  • You Need A LINE OF CREDIT If - you have various upcoming expenses and require some long-term flexibility of drawing funds as needed. Your monthly payments will vary based on how much credit you use.
  • Ask About Our HOME EQUITY LOAN If - you own your own home and want to get the most favorable interest rates and terms available. You can get the money you need from either a fixed Home Equity Loan or a more flexible Home Equity Line of Credit.
  • Ask Us For A VISA CREDIT CARD Application If - you need the convenience of easy purchases.

Whether you have anticipated expenses or unexpected emergencies, First National has a variety of personal loan options available and qualified loan offers to suggest the right option for you.

Convenient Services Make Borrowing E-A-S-Y!

  • Automatic Payment - We can automatically deduct any First National Bank loan payment from your checking or savings account each month. That means no more writing and mailing checks...or unnecessary fees for accidental late payments.
  • Overdraft Privilege - Overdraft Privilege is a discretionary courtesy provided to most First National checking customers. Overdraft Privilege means that your checking account will probably have ample funds to cover loan payment checks, scheduled electronic loan payments, plus any other check you write (up to your pre-approved limit)...sparing you the embarrassment and potential credit problems from bounced checks, as well as overdraft charges assessed by retailers. Regular bank overdraft charges apply. View overdraft service agreement.
  • 24 Hour Telephone Banking - First National's 24-hour telephone banking service lets you track your loan activity with ease and convenience. Using a touch-tone phone, you can verify loan balances and monitor other account activity from anywhere, any time.

Ask About These Other First National Services

  • Interest and Non-Interest Checking Accounts
  • Savings Accounts
  • Certificates of Deposit
  • Money Market Accounts
  • Individual Retirement Accounts (IRA's)
  • Liquid Funds Accounts
  • Brokerage Services*
  • Mortgage Loans
  • Insurance Services
  • Small Business and Commercial Loans
  • First National 24-Hour ATM
  • Visa CHECKCards
  • Credit Cards

First National Has Loans For All Your Needs.

*Brokerage services and Employee Retirement Accounts may not be FDIC insured.