Personal Loans

When life throws a curveball you may need quick cash to cover an unexpected expense. Borrow a lump sum amount instead of straining your monthly budget.

  • Fixed interest rate
  • Flexible repayment terms
  • Secured and unsecured financing available

Home Equity

Tap into the equity you have established in you home to cover a range of costs. Pay for home improvements, pay off high-interest debt, finance an adoption, make a large purchase and more. We will discuss the best home equity loan option for you based on your needs.

Lines of Credit

If you need longer-term financial flexibility, a line of credit will give you access to funds that you can use and repay on an ongoing basis. This is also a suitable option for consolidating debt into one low payment.

  • Competitive rates
  • Quick approval process
  • Borrow only the funds you need

Lenders

  • Cullman, AL

    Stephen McRea

    Senior Vice President, Personal, Business & Real Estate Lending

    Cullman County, AL

    Office: 256-774-9570 x 2025

    Direct: 256-774-9567

    Cell: 256-339-8326

    Fax:

    NMLS #1234235

    Misty Shannon

    Vice President, Personal, Business & Real Estate Lending

    Cullman County, AL

    Office: 256-774-9570 x 2026

    Direct: 256-774-9568

    Cell: 256-338-9070

    Fax:

    NMLS # 770189

  • Giles County, TN

    Patrick Gilbert

    Senior Vice President, Personal, Business & Real Estate Lending

    Giles County, TN

    Office: 931-363-2585 x 1050

    Direct: 931-424-2157

    Cell:

    Fax:

    NMLS #541286

    Jim Tompkins

    Vice President, Personal, Business, Real Estate & Construction Lending

    Giles County, TN

    Office: 931-363-2585 x 1052

    Direct: 931-424-2163

    Cell:

    Fax:

    NMLS # 971390

    Derek Hagan

    Vice President, Personal, Business & Real Estate Lending

    Giles County, TN

    Office: 931-363-2585 x 1054

    Direct: 931-424-2135

    Cell:

    Fax:

    NMLS # 155968

    Jennifer Hallmark

    Vice President/Personal, Business & Real Estate Lending

    Giles County, TN

    Office: 931-363-2585

    Direct: 931-424-2156

    Cell:

    Fax:

    NMLS # 775192

    Griffin Birdsong

    Assistant Cashier/Personal, Business & Real Estate Lending

    Giles County, TN

    Office: 931-363-2585 x 1017

    Direct: 931-424-2185

    Cell:

    Fax:

    NMLS # 2154238

  • Limestone County, AL

    Jeff Hodges

    Executive Vice President/Executive Officer, Manager of North Alabama Operations,Personal, Business & Real Estate Lending

    Limestone County, AL

    Office: 256-216-6373

    Direct: 256-216-2045

    Cell:

    Fax:

    NMLS # 541290

    Russ Mitchell

    Senior Vice President, Personal, Business, Real Estate & Construction Lending

    Limestone County, AL

    Office: 256-216-6373

    Direct: 256-216-2042

    Cell:

    Fax:

    NMLS # 339902

    Crystal Tucker (Ardmore)

    Vice President, Personal, Business & Real Estate Lending

    Limestone County, AL

    Office: 931-427-2171

    Direct: 931-427-2172

    Cell:

    Fax:

    NMLS # 541305

    Monica Nelson (Athens)

    Vice President, Personal Lending

    Limestone County, AL

    Office: 256-216-6373

    Direct: 256-216-2044

    Cell:

    Fax:

    NMLS # 541299

    Toyna Carter (Athens Downtown)

    Vice President, Personal, Business & Real Estate Lending

    Limestone County, AL

    Office: 256-233-8553

    Direct: 256-233-8555

    Cell:

    Fax:

    NMLS # 440137

    Jan Price (Ardmore)

    Vice President, Personal, Business & Real Estate Lending

    Limestone County, AL

    Office: 931-427-2171

    Direct: 931-427-2175

    Cell:

    Fax:

    NMLS # 1675377

    Brooke Burns (Athens Downtown)

    Vice President/Personal, Business & Real Estate Lending

    Limestone County, AL

    Office: 256-233-8553 x 1220

    Direct: 256-998-5051

    Cell:

    Fax:

    NMLS # 1389089

    KaDaija Madden (Athens)

    Assistant Cashier/Personal, Business & Real Estate Lending

    Limestone County, AL

    Office: 256-216-6373

    Direct: 256-216-2039

    Cell:

    Fax:

    NMLS # 2433739

  • Lincoln County, TN

    Jeff Alder

    Senior Vice President, Personal, Business, Real Estate & Construction Lending

    Lincoln County, TN

    Office: 931-433-5855 x 1429

    Direct: 931-438-6875

    Cell:

    Fax:

    NMLS # 541279

    Melissa Stevenson (Park City)

    Assistant Vice President, Personal Lending

    Lincoln County, TN

    Office: 931-433-9124 x 1523

    Direct:

    Cell:

    Fax:

    NMLS # 1450132

    Savannah Cox (Fayetteville)

    Assistant Cashier, Personal Lending

    Lincoln County, TN

    Office: 931-433-5855

    Direct: 931-438-6876

    Cell:

    Fax:

    NMLS # 2548114

    Tommy Stevenson

    Vice President, Personal, Business, Real Estate & Agriculture Lending

    Lincoln County, TN

    Office: 931-433-5855

    Direct: 931-438-6867

    Cell: 931-607-8819

    Fax:

    NMLS # 469942

    Josh Richardson (Park City)

    Vice President, Personal, Business & Real Estate Lending

    Lincoln County, TN

    Office: 931-433-9124 x 1525

    Direct: 931-438-1446

    Cell: 931-625-0976

    Fax:

    NMLS # 1217470

    Will Eldridge (Park City)

    Assistant Cashier/Personal, Business & Real Estate Lending

    Lincoln County, TN

    Office: 931-433-9124

    Direct: 931-438-1445

    Cell:

    Fax:

    NMLS # 2436025

  • Madison County, AL

    Andy Whitt (Huntsville)

    Senior Vice President, Personal, Business & Real Estate Lending

    Madison County, AL

    Office: 256-532-2279 x 1625

    Direct: 256-532-2290

    Cell: 256-874-8668

    Fax:

    NMLS # 541306

    Chris Lindsey (Town Madison)

    Senior Vice President, Personal, Business & Real Estate Lending

    Madison County, AL

    Office: 256-325-4300 x 1728

    Direct: 256-325-4345

    Cell:

    Fax:

    NMLS # 779556

    Van B. Hose (Town Madison)

    Vice President, Personal, Business & Real Estate Lending

    Madison County, AL

    Office: 256-325-4300 x 1726

    Direct: 256-325-4341

    Cell:

    Fax:

    NMLS # 541292

    Taylor Gilbert (Town Madison)

    Assistant Cashier/Personal, Business & Real Estate Lending

    Madison County, AL

    Office: 256-325-4300

    Direct:

    Cell:

    Fax:

    NMLS # 2343729

    Read Crawford (Huntsville)

    Vice President, Business, Real Estate & Construction Lending

    Madison County, AL

    Office: 256-532-2279 x 1624

    Direct: 256-532-2292

    Cell: 256-425-4060

    Fax:

    NMLS # 686751

    Jay Morris (Huntsville)

    Vice President, Business & Real Estate Lending

    Madison County, AL

    Office: 256-532-2279

    Direct: 256-532-2293

    Cell:

    Fax:

    NMLS # 1222952

  • Marshall County, TN

    Larry Lance

    Senior Vice President, Personal, Business, Real Estate & Construction Lending

    Marshall County, TN

    Office: 931-359-5900 x 1827

    Direct: 931-359-8478

    Cell:

    Fax:

    NMLS # 541296

    Elizabeth Jackson

    Vice President, Personal, Business, Real Estate & Agriculture Lending

    Marshall County, TN

    Office: 931-359-5900

    Direct: 931-359-5946

    Cell:

    Fax:

    NMLS # 541293

    Troy Cross

    Vice President, Personal, Business, Real Estate & Construction Lending

    Marshall County, TN

    Office: 931-359-5900

    Direct: 931-359-5962

    Cell:

    Fax:

    NMLS # 541283