Savings

Regular Savings

Put your money to work for you with a Regular Savings account through First National Bank.

• Competitive rates
• $100 minimum opening deposit
• Free online banking

Kids Club Savings

Encourage children to save their money in a fun, educational way.

• Kids ages 0-12
• Minimum balance $25
• Kids Club perks

Christmas Club

Totally Grinch-proof, the Christmas Club account makes saving for Christmas easy and fun.

• Competitive interest on daily balance
• Balance of account paid out in mid-October

CDs

Certificates of Deposit (CDs) are the safe and easy way to save if you don't need immediate access to your money. And they usually pay higher interest rates than a traditional savings or money market account.

• Begin today with just $500
• Competitive rates
• Access to interest earnings

IRAs

One of the safest ways you can invest your money is by setting up an Individual Retirement Account. As your community bank, we're here to help.

• Traditional IRAs
• Roth IRAs
• Simple IRAs

Money Market

A Money Market account at First National Bank is a popular choice for people and businesses who want a higher interest rate, yet want to retain easy access to their money.

• $2,500 minimum opening deposit for individuals
• Competitive interest
• Monthly image statements

Liquid Funds

With a Liquid Funds account, you get premium interest rates, limited check writing ability, and totally liquid deposit/withdrawal flexibility.

• Minimum to open - $5,000
• Competitive interest
• Easy account transfers

Health Savings Accounts

A Health Savings Account (HSA) from First National Bank is an excellent way to save for your health care deductible, while taking advantage of tax savings.

• Full access to funds by check or debit card
• Unlimited checks
• Monthly image statements

Coverdell Educational Savings

Much like an IRA, the benefits of a Coverdell Education Savings account from First National Bank includes tax-deferred earnings and tax-free qualified withdrawals.

• Tax-deferred earnings
• Tax-free qualified withdrawals
• Lenient contribution requirements –
  both relatives and friends may give
  to the account