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Free Kasasa Cash® checking

With Kasasa Cash, we literally pay you to bank with us. Earn up to 3.00% APY* just for doing simple banking activities that make life easier anyway. You’ll also get refunds on ATM withdrawal fees, nationwide* — whether you’re in Pulaski, Ardmore, or anywhere else.

  • 3.00% APY* on balances up to $10,000
  • 3.00% to 0.45% APY on balances over $10,000 depending on balance in account*
  • 0.01% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Unlimited check writing and transactions
  • Minimum opening deposit - $100
  • Monthly image statements
  • Free debit card
  • Free 24-hour banking via ATM and telephone
  • eStatements are required
  • Free online banking with bill pay

Easy qualifications to earn your rewards:
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle

And if you don’t meet these qualifications, your account is still free.
Plus, you’ll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. 'Monthly Qualification Cycle' means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000 earn 3.00% interest rate; and balances over $10,000 earn .20% interest rate on the portion of balance over $10,000, resulting in a range from .45% to 3.00% APY depending on the account’s balance and (2) you will receive reimbursements up to $20 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $4.99 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn .01% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 06/26/18. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Enrollment in online banking and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Cycle Date Information:  The following dates apply to our Kasasa account(s).  Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. Please refer to your account's Truth In Saving disclosure for your account's specific qualification requirements. To qualify for your account's rewards, all of your account's transactions must post and settle to your specific Kasasa account within the Monthly Qualification Cycle dates stated below. Transactions bundled together by merchants and received by our instituation as a single transaction count as a single transaction for the purpose of earning your account's rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account's rewards.

                                                           Monthly Qualification Cycle                             Statement Cycle

Month Year Begin End Begin End
January 2019 12/18/2018 01/4/2019 12/19/2018 01/15/2019
February 2019 01/15/2019 02/18/2019 01/16/2019 02/19/2019
March 2019 02/19/2019 03/18/2019 02/20/2019 03/19/2019
April 2019 03/19/2019 04/15/2019 03/20/2019 04/16/2019
May 2019 04/16/2019 05/20/2019 04/17/2019 05/21/2019
June 2019 05/21/2019 06/17/2019 05/22/2019 06/18/2019
July 2019 06/18/2019 07/15/2019 06/19/2019 07/16/2019
August 2019 07/16/2019 08/19/2019 07/17/2019 08/20/2019
September 2019 08/20/2019 09/16/2019 08/21/2019 09/17/2019
October 2019 09/17/2019 10/14/2019 09/18/2019 10/15/2019
November 2019 10/15/2019 11/18/2019 10/16/2019 11/19/2019
December 2019 11/19/2019 12/16/2019 11/20/2019 12/17/2019


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