Commercial Real Estate Loans

Are you looking to acquire new commercial property? Is your business ready to expand? Whether your next step is to buy, build or enhance commercial property, we can tailor a financing solution to suit your plans. Refinance options are also available.

  • Financing is secured by the real estate
  • Fixed or variable interest rates
  • Flexible terms

Small Business Loans

Obtain the financing your new or growing business needs to get to the next level. Unlike traditional financing, Small Business Administration (SBA) Loans can be especially helpful for qualified small businesses that may not meet conventional lending standards.

  • Low down payment
  • Fixed or variable interest rates
  • Flexible terms
  • Low monthly payments

Equipment Financing

When you need to purchase equipment, machinery, vehicles or other necessities we can work together to create a loan or line of credit that’s unique to your situation.

  • Financing is secured by the purchase
  • Fixed or variable interest rates
  • Flexible terms

Lines of Credit

When unexpected expenses arise or your business needs fast access to cash, having an approved line of credit ready to use can keep operations running smoothly.

  • Draw from your credit line and repay as needed
  • Pay interest only on the amount you draw

Letters of Credit

Our team can create an import, export or standby letter to strengthen your business’ negotiating power.

  • Improve cash flow in the U.S. and abroad
  • Structured to meet the needs of your specific trade or standby transaction
  • Our team can help explore new angles that can easily get overlooked

Lenders

  • Giles County, TN

    Patrick Gilbert

    Senior Vice President, Personal, Business & Real Estate Lending

    Giles County, TN

    Office: 931-363-2585 x 1050

    Direct: 931-424-2157

    Cell:

    Fax:

    NMLS #541286

    Jim Tompkins

    Vice President, Personal, Business, Real Estate & Construction Lending

    Giles County, TN

    Office: 931-363-2585 x 1052

    Direct: 931-424-2163

    Cell:

    Fax:

    NMLS # 971390

    Joe Young

    Vice President, Personal, Business & Real Estate Lending

    Giles County, TN

    Office: 931-363-2585 x 1053

    Direct: 931-424-2103

    Cell:

    Fax:

    NMLS # 541308

    Jack Yokley

    Vice President, Personal, Business & Real Estate Lending

    Giles County, TN

    Office: 931-424-2199

    Direct:

    Cell:

    Fax:

    NMLS # 541307

    Derek Hagan

    Vice President, Personal, Business & Real Estate Lending

    Giles County, TN

    Office: 931-363-2585 x 1054

    Direct: 931-424-2135

    Cell:

    Fax:

    NMLS # 155968

  • Limestone County, AL

    Jeff Hodges

    Senior Vice President/Executive Officer, Manager of North Alabama Operations,Personal, Business & Real Estate Lending

    Limestone County, AL

    Office: 256-216-6373

    Direct: 256-216-2045

    Cell:

    Fax:

    NMLS # 541290

    Crystal Tucker

    Vice President, Personal, Business & Real Estate Lending

    Limestone County, AL

    Office: 931-427-2171

    Direct: 931-427-2172

    Cell:

    Fax:

    NMLS # 541305

    Jan Price

    Assistant Vice President, Personal, Business & Real Estate Lending

    Limestone County, AL

    Office: 931-427-2171

    Direct: 931-427-2175

    Cell:

    Fax:

    NMLS # 1675377

    Russ Mitchell

    Vice President, Personal, Business, Real Estate & Construction Lending

    Limestone County, AL

    Office: 256-233-8553

    Direct: 256-233-8557

    Cell:

    Fax:

    NMLS # 339902

    Monica Nelson

    Vice President, Personal Lending

    Limestone County, AL

    Office: 256-216-6373

    Direct: 256-216-2044

    Cell:

    Fax:

    NMLS # 541299

    Toyna Carter

    Vice President, Personal, Business & Real Estate Lending

    Limestone County, AL

    Office: 256-233-8553

    Direct: 256-233-8555

    Cell:

    Fax:

    NMLS # 440137

  • Lincoln County, TN

    Jeff Alder

    Senior Vice President, Personal, Business, Real Estate & Construction Lending

    Lincoln County, TN

    Office: 931-433-5855 x 1429

    Direct: 931-438-6875

    Cell:

    Fax:

    NMLS # 541279

    Tommy Stevenson

    Vice President, Personal, Business, Real Estate & Agriculture Lending

    Lincoln County, TN

    Office: 931-433-5855

    Direct: 931-438-6867

    Cell: 931-607-8819

    Fax:

    NMLS # 469942

    Nancy Corder

    Vice President, Personal Lending

    Lincoln County, TN

    Office: 931-433-5855

    Direct: 931-438-6868

    Cell:

    Fax:

    NMLS # 541281

    Melissa Stevenson

    Assistant Vice President, Personal Lending

    Lincoln County, TN

    Office: 931-433-9124 x 1523

    Direct:

    Cell:

    Fax:

    NMLS # 1450132

    Jason G. Nix

    Vice President, Personal, Business, Real Estate & Agriculture Lending

    Lincoln County, TN

    Office: 931-433-9124 x 1524

    Direct: 931-438-1448

    Cell:

    Fax:

    NMLS # 870458

    Josh Richardson

    Assistant Vice President, Personal, Business & Real Estate Lending

    Lincoln County, TN

    Office: 931-433-9124 x 1525

    Direct: 931-438-1446

    Cell: 931-625-0976

    Fax:

    NMLS # 1217470

  • Madison County, AL

    Andy Whitt

    Senior Vice President, Personal, Business & Real Estate Lending

    Madison County, AL

    Office: 256-532-2279 x 1625

    Direct: 256-532-2290

    Cell: 256-874-8668

    Fax:

    NMLS # 541306

    Jay Morris

    Vice President, Business & Real Estate Lending

    Madison County, AL

    Office: 256-532-2279

    Direct: 256-532-2293

    Cell:

    Fax:

    NMLS # 1222952

    Van B. Hose

    Vice President, Personal, Business & Real Estate Lending

    Madison County, AL

    Office: 256-532-2279 x 1622

    Direct: 256-532-2291

    Cell:

    Fax:

    NMLS # 541292

    Read Crawford

    Vice President, Business, Real Estate & Construction Lending

    Madison County, AL

    Office: 256-532-2279 x 1624

    Direct: 256-532-2292

    Cell: 256-425-4060

    Fax:

    NMLS # 686751

    Patti Walker

    Vice President, Business & Real Estate Lending

    Madison County, AL

    Office: 256-532-2279 x 1624

    Direct: 256-532-2294

    Cell: 256-656-6219

    Fax:

    NMLS # 645534

  • Marshall County, TN

    Larry Lance

    Senior Vice President, Personal, Business, Real Estate & Construction Lending

    Marshall County, TN

    Office: 931-359-5900 x 1827

    Direct: 931-359-8478

    Cell:

    Fax:

    NMLS # 541296

    Troy Cross

    Vice President, Personal, Business, Real Estate & Construction Lending

    Marshall County, TN

    Office: 931-359-5900

    Direct: 931-359-5962

    Cell:

    Fax:

    NMLS # 541283

    Elizabeth Jackson

    Vice President, Personal, Business, Real Estate & Agriculture Lending

    Marshall County, TN

    Office: 931-359-5900

    Direct: 931-359-5946

    Cell:

    Fax:

    NMLS # 541293

Please talk with a representative for fee schedule.