Certificates of Deposit (CDs)

Maximize your interest rate and enjoy the security of FDIC insurance while saving for a set period of time.

  • $500 minimum to open
  • Terms range from 30 days to 5 years
  • Competitive interest rates set according to amount and term
  • Receive your interest by direct deposit into any First National account, or by a monthly, quarterly, semi-annual or annual check
  • Automatic renewal available on select CDs

 

Hurry in to take advantage of our GREAT rate! 

  • 9 Months CD Special at 4.75% APY*

*Annual Percentage Yield (APY) is effective 04/04/23; offer is subject to change at any time. Minimum opening deposit of $5,000. Early withdrawal penalties may apply. Not available to financial institutions or public funds. Fees could reduce the earnings on the account. 

Hurry in to take advantage of our GREAT rate! 

  • 15 Months CD Special at 3.75%APY*

*Annual Percentage Yield (APY) is effective 04/04/23; offer is subject to change at any time. Minimum opening deposit of $5,000. Early withdrawal penalties may apply. Not available to financial institutions or public funds. Fees could reduce the earnings on the account. 

Hurry in to take advantage of our GREAT rate! 

  • 30 Months CD Special at 4%APY*

*Annual Percentage Yield (APY) is effective 04/04/23; offer is subject to change at any time. Minimum opening deposit of $5,000. Early withdrawal penalties may apply. Not available to financial institutions or public funds. Fees could reduce the earnings on the account. 

*Annual Percentage Yield (APY) is effective 04/04/23; offer is subject to change at any time. Minimum opening deposit of $5,000. Early withdrawal penalties may apply. Not available to financial institutions or public funds. Fees could reduce the earnings on the account. 

 

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Individual Retirement Accounts (IRAs)

Invest in your financial future while saving with an account that will help you safely prepare for retirement. Options include: Traditional IRAs, Roth IRAs, 401(k) Rollover and Simplified Employee Pension Plans (SEP).

  • Tax-deferred earnings
  • Tax-free qualified withdrawals
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Coverdell Education Savings

Set money aside for education-related expenses in an account that offers tax advantages.

  • Tax-deferred earnings
  • Tax-free qualified withdrawals
  • Lenient contribution requirements – both relatives and friends may give to the account
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Please talk with a representative for fee schedule.