Certificates of Deposit (CDs)
Maximize your interest rate and enjoy the security of FDIC insurance while saving for a set period of time.
- $500 minimum to open
- Terms range from 30 days to 5 years
- Competitive interest rates set according to amount and term
- Receive your interest by direct deposit into any First National account, or by a monthly, quarterly, semi-annual or annual check
- Automatic renewal available on select CDs
Individual Retirement Accounts (IRAs)
Invest in your financial future while saving with an account that will help you safely prepare for retirement. Options include: Traditional IRAs, Roth IRAs, 401(k) Rollover and Simplified Employee Pension Plans (SEP).
- Tax-deferred earnings
- Tax-free qualified withdrawals
Coverdell Education Savings
Set money aside for education-related expenses in an account that offers tax advantages.
- Tax-deferred earnings
- Tax-free qualified withdrawals
- Lenient contribution requirements – both relatives and friends may give to the account
Please talk with a representative for fee schedule.
