Secure Checking

When you want added peace of mind, choose the account that offers extra services to protect your identity and financial well-being. You will also get access to discounts on things like travel, entertainment and healthcare expenses.

  • $100 minimum opening deposit
  • Unlimited check writing
  • Free debit card
  • Free Online Banking with Bill Pay
  • Free eStatements
  • Free 24-hour Telephone Banking
  • Comprehensive identity theft resolution services*
  • Identity fraud expense reimbursement coverage**
  • Travel and entertainment discount membership***
  • Health discount savings on vision, prescriptions and dental***
  • Cellular telephone protection****
  • Accidental death and dismemberment insurance****
  • Low monthly fee*****

*IDProtect service is a personal identity theft protection service available to account owner(s) and their family. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household. IDProtect benefits are available to joint account holders (unless otherwise noted). Benefits are not available to a “signer” or “beneficiary” of the account who is not an account owner. Service is not available to businesses and their employees, clubs and/or churches and their members, schools and their employees/students.

**Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of Chartis Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

***Registration and activation required. To register please click on www.securechecking.com. This is not insurance.

****Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.

*****Please talk with a representative for fee schedule.

Free Kasasa Cash® Checking

It pays to bank with us. Earn a competitive interest rate on your account balance and receive ATM refunds when simple qualifications are met each month.

  • $100 minimum opening deposit
  • 1.50% APY* on balances up to $10,000
  • 1.50% to 0.32% APY on balances over $10,000 depending on balance in account*
  • 0.01% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Unlimited check writing and transactions
  • Free debit card
  • Free Online Banking with Bill Pay
  •  eStatements are required
  • Free 24-hour Telephone Banking

How to Qualify

To earn your rewards, you need to have at least 12 debit card purchases post and settle to your Kasasa Cash account each monthly qualification cycle.

But if you don’t meet these qualifications, your account is still free! You’ll still earn our base interest rate, and the next cycle you qualify, you will get right back to earning your full rewards.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. 'Monthly Qualification Cycle' means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000 earn 1.50% interest rate; and balances over $10,000 earn .20% interest rate on the portion of balance over $10,000, resulting in a range from .32% to 1.50% APY depending on the account’s balance and (2) you will receive reimbursements up to $20 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $4.99 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn .01% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 05/12/2020. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Monthly Qualification Cycle

Monthly Qualification Cycle

MonthYearBeginEnd
January202012/17/201901/20/2020
February2020

01/21/2020

02/17/2020
March202002/18/202003/16/2020
April202003/17/202004/20/2020
May202004/21/202005/18/2020
June202005/19/202006/15/2020
July202006/16/202007/20/2020
August202007/21/202008/17/2020
September202008/18/202009/14/2020
October202009/15/202010/19/2020
November202010/20/202011/16/2020
December202011/17/202012/14/2020

Statement Cycle

Statement Cycle

MonthYearBeginEnd
January202012/18/201901/21/2020
February202001/22/202002/18/2020
March202002/19/202003/17/2020
April202003/18/202004/21/2020
May202004/22/202005/19/2020
June202005/20/202006/16/2020
July202006/17/202007/21/2020
August202007/22/202008/18/2020
September202008/19/202009/15/2020
October202009/16/202010/20/2020
November202010/21/202011/17/2020
December202011/18/202012/15/2020



Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Enrollment in online banking and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Cycle Date Information: The following dates apply to our Kasasa account(s). Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. Please refer to your account's Truth In Saving disclosure for your account's specific qualification requirements. To qualify for your account's rewards, all of your account's transactions must post and settle to your specific Kasasa account within the Monthly Qualification Cycle dates stated below. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning your account's rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account's rewards.

Free Kasasa Cash Back® Checking

Start earning cash back for your debit card purchases. Plus, ATM refunds will also put a little extra money back into your pocket.

  • $100 minimum opening deposit
  • 1.50% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $250 in purchases monthly
  • Earn up to $45 cash back per year, $3.75 per month*
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Unlimited check writing and transactions
  • Free debit card
  • Free Online Banking with Bill Pay
  • eStatements are required
  • Free 24-hour Telephone Banking

How To Qualify

To earn your rewards, you need to have at least 12 debit card purchases post and settle to your Kasasa Cash Back account each monthly qualification cycle.

But if you don’t meet these qualifications, your account is still free! Plus the next cycle you qualify, you will get right back to earning your full rewards.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. 'Monthly Qualification Cycle' means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 1.50% cash back on up to a total of $250.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $3.75 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $4.99 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Enrollment in online banking and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

Cycle Date Information: The following dates apply to our Kasasa account(s). Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. Please refer to your account's Truth In Saving disclosure for your account's specific qualification requirements. To qualify for your account's rewards, all of your account's transactions must post and settle to your specific Kasasa account within the Monthly Qualification Cycle dates stated below. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning your account's rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account's rewards.

Monthly Qualification Cycle

Monthly Qualification Cycle

MonthYearBeginEnd
January202012/17/201901/20/2020
February2020

01/21/2020

02/17/2020
March202002/18/202003/16/2020
April202003/17/202004/20/2020
May202004/21/202005/18/2020
June202005/19/202006/15/2020
July202006/16/202007/20/2020
August202007/21/202008/17/2020
September202008/18/202009/14/2020
October202009/15/202010/19/2020
November202010/20/202011/16/2020
December202011/17/202012/14/2020

Statement Cycle

Statement Cycle

MonthYearBeginEnd
January202012/18/201901/21/2020
February202001/22/202002/18/2020
March202002/19/202003/17/2020
April202003/18/202004/21/2020
May202004/22/202005/19/2020
June202005/20/202006/16/2020
July202006/17/202007/21/2020
August202007/22/202008/18/2020
September202008/19/202009/15/2020
October202009/16/202010/20/2020
November202010/21/202011/17/2020
December202011/18/202012/15/2020



Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Enrollment in online banking and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Cycle Date Information: The following dates apply to our Kasasa account(s). Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. Please refer to your account's Truth In Saving disclosure for your account's specific qualification requirements. To qualify for your account's rewards, all of your account's transactions must post and settle to your specific Kasasa account within the Monthly Qualification Cycle dates stated below. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning your account's rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account's rewards.

Heritage Checking

Exclusively for customers who are age 50 and older, this account offers a variety of special advantages.

*Please talk with a representative for fee schedule.

NOW Checking

This interest-bearing checking account is designed for individuals, sole proprietorships, government agencies and non-profit organizations.

  • Unlimited check writing and transactions
  • Earns interest that is credited monthly
  • Monthly image statements
  • No monthly fee with a minimum daily balance of $1,500*
  • Free debit card
  • Free Online Banking with Bill Pay
  • Free 24-hour Telephone Banking

*A service charge and per-check fee will be applied to balances falling below $1,500 during the month. Please talk with a representative for fee schedule.

Credit Builder

Are you working to rebuild your credit? This account can help you improve your score if you are a customer with direct deposit who has an e-funds score below 586.

eChecking

Simplify the way you bank and reduce excess clutter in your life. eChecking brings your account and statements completely online.

*If you do not sign up for eStatements within 30 days of opening the account, you will be charged $5 per month to receive a paper statement.

Health Savings Account (HSA)

Invest in the well-being of your family with a HSA. Our team of experts can work with you to find a solution that gives you tax-free access to funds that are used exclusively for healthcare needs.